Obamacare Enrollment Deadlines – Dates by State

The open enrollment period for ACA health insurance plans is typically once per year. During this time, individuals can enroll in a health insurance plan or make changes to their existing coverage.

The exact enrollment dates vary from year to year. They may also vary from state to state, whereby some states have an extended enrollment period. However, for most states, the enrollment period is from November 1, 2022, to January 15, 2023.

This article will provide the Obamacare 2023 enrollment dates by state, an overview of how to enroll, and what to do if you miss the open enrollment period.

Obamacare Enrollment Deadlines – Dates by State

Below are the Obamacare 2023 enrollment dates for insurance coverage by state:

• Alabama – November 1st, 2022 to January 15th, 2023
• Alaska – November 1st, 2022 to January 15th, 2023
• Arizona – November 1st, 2022 to January 15th, 2023
• Arkansas – November 1st, 2022 to January 15th, 2023
• California – November 1st, 2022 to January 31st, 2023
• Colorado – November 1st, 2022 to January 15th, 2023
• Connecticut – November 1st, 2022 to January 15th, 2023
• Delaware – November 1st, 2022 to January 15th, 2023
• Florida – November 1st, 2022 to January 15th, 2023
• Georgia – November 1st, 2022 to January 15th, 2023
• Hawaii – November 1st, 2022 to January 15th, 2023
• Idaho –  October 15th, 2022 to December 15th, 2022
• Illinois – November 1st, 2022 to January 15th, 2023
• Indiana- November 1st, 2022 to January 15th, 2023
• Iowa- November 1st, 2022 to January 15th, 2023
• Kansas- November 1st, 2022 to January 15th, 2023
• Kentucky – November 1st, 2022 to January 15th, 2023
• Louisiana- November 1st, 2022 to January 15th, 2023
• Maine – November 1st, 2022 to January 15th, 2023
• Maryland – – November 1st, 2022 to December 15th, 2022
• Massachusetts – November 1st, 2022 to January 23th, 2023
• Michigan- November 1st, 2022 to January 15th, 2023
• Minnesota- November 1st, 2022 to January 15th, 2023
• Mississippi- November 1st, 2022 to January 15th, 2023
• Missouri- November 1st, 2022 to January 15th, 2023
• Montana- November 1st, 2022 to January 15th, 2023
• Nebraska- November 1st, 2022 to January 15th, 2023
• Nevada – November 1st, 2022 to January 15th, 2023
• New Hampshire – November 1st, 2022 to January 31st, 2023
• New Jersey – November 1st, 2022 to January 31st, 2023
• New Mexico – November 1st, 2022 to January 15th, 2023
• New York – November 16th, 2022 to January 31st, 2023
• North Carolina- November 1st, 2022 to January 15th, 2023
• North Dakota- November 1st, 2022 to January 15th, 2023
• Ohio- November 1st, 2022 to January 15th, 2023
• Oklahoma- November 1st, 2022 to January 15th, 2023
• Oregon- November 1st, 2022 to January 15th, 2023
• Pennsylvania – November 1st, 2022 to January 15th, 2023
• Rhode Island – November 1st, 2022 to January 31st, 2023
• South Carolina- November 1st, 2022 to January 15th, 2023
• South Dakota- November 1st, 2022 to January 15th, 2023
• Tennessee- November 1st, 2022 to January 15th, 2023
• Texas- November 1st, 2022 to January 15th, 2023
• Utah- November 1st, 2022 to January 15th, 2023
• Vermont- November 1st, 2022 to January 15th, 2023
• Virginia- November 1st, 2022 to January 15th, 2023
• Washington- November 1st, 2022 to January 15th, 2023
• West Virginia- November 1st, 2022 to January 15th, 2023
• Wisconsin- November 1st, 2022 to January 15th, 2023
• Wyoming- November 1st, 2022 to January 15th, 2023

How to Enroll for Obamacare

There are several ways to apply for Obamacare, including:

Online

You can apply for ACA health insurance through the Health Insurance Marketplace website at healthcare.gov. Go to the Health Insurance Marketplace website at healthcare.gov. Create an account by providing some basic personal information, such as your name, address, and email. To determine your eligibility for ACA health insurance, answer questions about your household size, income, and other factors.

Compare different health insurance plans and choose the one that best fits your needs and budget. Enroll in a health care plan by providing your personal and financial information, such as your social security number and bank account information, for premium payments.

Review and submit your application.

By Phone

You can also apply for ACA health insurance by calling the Health Insurance Marketplace at 1-800-318-2596. A representative will assist you with the application process over the phone.

In-Person

Visit a local Health Insurance Marketplace enrollment center or a licensed insurance agent or broker. They will provide you with the application document and guide you through the application process for Obamacare coverage.

By Mail

Another way to apply for ACA health insurance is by printing and completing a paper application, which can be found on the Health Insurance Marketplace website, and mailing it to the address listed on the application.

What Happens If You Miss the Obamacare Enrollment Dates 2023?

Unless you have a qualifying life event and can enroll during the special enrollment period, you will not be able to enroll for Obamacare health insurance coverage if you miss the open enrollment period. Therefore, you may have to enroll in a different health care plan.

For instance, you may still be able to get coverage through Medicaid or the Children’s Health Insurance Program (CHIP). Otherwise, you will have to pay for any medical expenses out of pocket. You may also be penalized by IRS when filing for taxes.

Conclusion

Generally, the open enrollment period for Obamacare coverage is from November 1, 2022, to January 15, 2023. However, some states, such as California, New Jersey, New York, and Pennsylvania, have an extended open enrollment period up to January 31. In Massachusetts and Rhode Island, the enrollment period is up to January 23. Ensure to enroll, re-enroll, and make changes to your Obamacare health plan by the indicated enrollment deadline.